South Florida Bulls commands 82% implied win probability with 4-book consensus — this is a market-confirmed lean with minimal disagreement across sportsbooks.

Spread of 12.5 points — double-digit spreads in football cover only ~47% historically, creating inherent dog value. Home field adds roughly 2.5-3 points of built-in advantage.

Market overround at 4.5% is in the normal range with 4 books pricing this game. Confidence level of 80% accounts for the vig-adjusted edge.